Why Open a Business Account?
International Friendly
We recommend banks that welcome non-US residents and international founders.
Major US Banks
Access to premium business banking with major US financial institutions.
Secure Process
Guidance on required documentation and compliance requirements.
Faster Approval
Our checklist helps you prepare everything needed for quick account approval.
What You Will Need
Standard Requirements for Business Accounts
- Certificate of Formation (Articles of Organization)
- EIN Confirmation Letter from IRS
- Operating Agreement
- Government-issued ID (Passport)
- Proof of Address (utility bill or bank statement)
- Business Address verification
- Social Media or Website proof (some banks)
Recommended Banks
Mercury
Digital Bank
Best for: Tech startups, international founders
Silicon Valley Bank
Traditional
Best for: VC-backed startups
Relay Bank
Business Banking
Best for: Multi-user teams
Bluevine
Online Bank
Best for: Small businesses